Your local, remembered.
One app, every local business.
tapara is a unified commerce network for NZ businesses. Near-zero fees on bank payments — no interchange, no scheme fees, no terminal. Each business runs their own loyalty program. You see every relationship in one app.
Four steps. No terminal.
The entire interaction — recognition, order, payment — happens before a word is exchanged about money.
Customer taps
Phone touches the tapara NFC pad on the counter. A small branded square — no power, no lease.
Business sees who
The tapara app shows the customer's name, tier, and usual order — Coffee Lover · 12 visits — before they speak.
Payment request sent
The customer's phone buzzes. Lock screen shows the merchant name and amount. Face ID approves it.
Done
The customer confirms in their bank app. Money moves directly — near-zero fees, no interchange, no scheme fee, no acquirer margin.
What makes tapara different.
Every paywave transaction is anonymous and costs 0.7–2.5%. tapara changes both.
Near-zero merchant service fees
No interchange. No switch fee. No scheme fee. No acquirer margin. No terminal. Bank payments move via Open Banking, bypassing card networks entirely. Card payments are also accepted via Tap to Pay and saved cards, with standard card processing fees.
Your own loyalty program
Design your tiers, your rules, your benefits. Your brand, your program — tracked automatically with every tap.
Bring them back
Sarah hasn't visited in two weeks. Send her a voucher. Automated triggers keep your regulars coming back.
Download the app. Support local.
Available now on iOS and Android.
