Guide
14 Jul 2026
What are merchant service fees in New Zealand?
A breakdown of the fees NZ businesses pay on every card transaction — interchange, scheme fees, acquirer margins — and how Open Banking changes the equation.
Read more arrow_forwardBlog.
Product updates, company news, and legal changes — everything in one place.
Guide
14 Jul 2026
The NZ surcharge ban: what it means for your business
The NZ government has proposed banning in-store payment surcharges. Here’s what it means for your business and how to prepare.
Read more arrow_forward
Guide
14 Jul 2026
How to build a customer loyalty program for your small business
A practical guide to designing a loyalty program that actually works for cafes, retail shops, and service businesses in New Zealand.
Read more arrow_forward
Guide
14 Jul 2026
Open Banking in New Zealand: a guide for businesses
What Open Banking means for NZ businesses — how bank-to-bank payments work, who’s involved, and why it matters for merchant fees.
Read more arrow_forward
Guide
14 Jul 2026
Do you still need an EFTPOS terminal?
EFTPOS terminals cost NZ businesses $30–80/month in rental fees alone. Here’s what alternatives exist and whether you still need one.
Read more arrow_forward
Guide
14 Jul 2026
How loyalty programs actually work (and why most don’t)
Most loyalty programs fail because they’re too complicated, too slow, or too fragmented. Here’s what separates the ones that work.
Read more arrow_forward
Guide
14 Jul 2026
What happens when you tap your card?
Every time you tap your card, money passes through up to five different companies before reaching the merchant. Here’s how payment fees work in New Zealand.
Read more arrow_forward
Product
8 Jul 2026
Tapara is now live
Tapara is available today. A single platform that handles payments, loyalty, and customer identity for independent businesses. Not three separate tools stitched together — one system where everything works as part of the same transaction.
Read more arrow_forward
Company
30 Jun 2026
Tapara joins the API Centre as a third-party member
We’ve been accepted into Payments NZ’s API Centre alongside Visa, Akahu, BlinkPay, and other leading fintechs. We’re joining the working groups that define New Zealand’s open banking standards.
Read more arrow_forward
Product
29 Jun 2026
Open banking payments now live
Merchants on tapara can now accept bank-to-bank payments at near-zero fees. Customers pay directly from their bank account — no card network in the middle.
Read more arrow_forward
Company
29 Jun 2026
What we’re building
Tapara is a commerce platform for physical retail in New Zealand. We’re building a direct network between merchants and their regulars.
Read more arrow_forward
Legal
29 Jun 2026
Legal documents published
Our Terms of Service, Consumer Terms, Privacy Policy, Merchant Agreement, and Website Terms are now live on the tapara website.
Read more arrow_forward