Your own loyalty program. Near-zero fees on payments.
tapara gives your business a customer base with built-in loyalty, customer recognition at every visit, and a direct payment channel with near-zero processing fees. Add it alongside your current setup, or use it for everything.
Your own loyalty program
Design tier names, progression rules, and benefits. Your brand, your rules. Every customer who taps in joins your loyalty program automatically.
Know every customer
Every tap tells you who. Name, tier, usual order, visit history. No loyalty card required — recognition happens automatically at the point of payment.
Bring them back
Sarah hasn't visited in 3 weeks. Send her a voucher. Automated triggers keep your business top-of-mind and your regulars coming back.
Near-zero merchant service fees
No interchange. No switch fee. No scheme fee. No acquirer margin. In-app payments go directly via Open Banking. Card payments also accepted — standard Stripe fees apply.
See what your day looks like.
When a customer taps in, you see their name, their history, and their usual — before they order. After hours, dive into analytics that paywave never gave you.
Customer checks in
Your analytics dashboard
Your customer base, visible for the first time.
Every business has regulars. But until now, you had no way to see them. tapara gives you the same customer visibility that software companies take for granted — no sign-up forms, no stamp cards, no separate apps.
Customers
340
Know the size of your community. See it grow with every tap.
Visits this week
28
Track engagement over time. See who’s coming in and how often.
Since Sarah’s last visit
14d
Spot who’s lapsing. Send a voucher before they forget about you.
You keep 70% of your fee savings.
When payments flow through Tapara Pay via Open Banking or cash, there are no card processing fees. You pay tapara 30% of what you would have paid your card processor. You keep the rest. First 3 months free.
Typically 0.7–2.5% in NZ
You save
$432
per month — 70% of your fee savings
First 3 months free. No contracts. No minimum.
Add it or go all-in.
Both paths include your customer base, loyalty program, and analytics. Pick the one that fits.
Keep your setup
Add tapara
Keep your current terminal. Add tapara alongside it. Customers who tap in get recognised, join your loyalty program, and can pay via their bank at near-zero fees.
- check Customer base & loyalty program
- check Near-zero-fee domestic payments
- check Analytics & win-back campaigns
- check Keep your existing terminal
From $0/mo
First 3 months free
Full replacement
Go all-in
Replace your terminal entirely. Use tapara as your point of sale. In-app payments at 0%, card fallback via Tap to Pay for tourists and walk-ins.
- check Customer base & loyalty program
- check Near-zero-fee domestic payments
- check Analytics & win-back campaigns
- check Point of sale & Tap to Pay card fallback
- check Drop terminal lease ($30–80/mo saved)
From $0/mo
First 3 months free
More ways to get paid.
Beyond NFC tap-ins, tapara gives you tools to accept payments and sell to customers however they come in.
QR payments
Accept payments from anyone — no app required. Generate a QR code, the customer scans it, reviews the order, and pays directly from their bank. Great for markets, pop-ups, or off-counter sales.
Loyalty bundles
Let customers prepay for items at a discount. They pick their mix — 4 flat whites, 3 long blacks — and the bundle auto-applies at checkout. Bigger tickets, committed regulars, fewer small transactions.
A commerce platform, not a payment terminal.
Tapara digitizes the merchant-consumer relationship. Payments, loyalty, and commerce tools — unified in one platform that grows with the business.
Custom loyalty programs
Tiers, punch cards, vouchers, win-back campaigns.
Near-zero-fee payments
Open banking, Tap to Pay, cash, QR — every payment channel in one app.
Prepaid bundles
Customers prepay at a discount, auto-applied at checkout.
More coming soon
The platform is growing. See where we’re headed.
The surcharge ban is on the table.
The NZ government has signalled it will ban in-store payment surcharges. When it passes, merchants who currently pass card fees to customers will absorb 0.7–2.5% on every transaction. tapara has near-zero merchant service fees on in-app payments — and gives you customer intelligence that paywave never will.
Ready to meet your regulars?
No terminal. No contracts. First 3 months free. Already set up? Sign in on web.